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New York, New York, United States
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25K followers
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Articles by Rohit
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Indian Startup Ecosystem: What Happens Next
Indian Startup Ecosystem: What Happens Next
As the stock markets plunge across the world, including India, a lot of people are wondering what will happen to the…
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2 Comments -
SBA Improves PPP Lending with Changes That Benefit Small Business OwnersJan 9, 2021
SBA Improves PPP Lending with Changes That Benefit Small Business Owners
The newly issued guidelines on Paycheck Protection Program (PPP) lending overseen by the SBA and the U.S.
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3 Comments -
Stimulus Package is a Shot in the Arm for Small BusinessesJan 3, 2021
Stimulus Package is a Shot in the Arm for Small Businesses
The $900 billion stimulus package that President Trump signed into law last Sunday night provides much needed access to…
79
8 Comments -
COVID’s Economic Damage and the Resulting Hangover Can Be Cured By CongressDec 19, 2020
COVID’s Economic Damage and the Resulting Hangover Can Be Cured By Congress
New research finds that not only have small businesses suffered disproportionately during the coronavirus pandemic, but…
56
7 Comments -
With Pandemic Surging, Will Small Businesses Get the Relief They Need?Dec 6, 2020
With Pandemic Surging, Will Small Businesses Get the Relief They Need?
If there's one thing the last few weeks should have shown us, it's that Shop Small shouldn’t be relegated to one day of…
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3 Comments -
It Has Never Been More Important to Shop Small on Nov. 28 and Throughout The YearNov 28, 2020
It Has Never Been More Important to Shop Small on Nov. 28 and Throughout The Year
The coronavirus pandemic has hit small businesses particularly hard. There are an estimated 30 million small businesses…
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3 Comments -
Now That The Election Is Over, Small Business Owners Still Need a Lot of Help…Nov 9, 2020
Now That The Election Is Over, Small Business Owners Still Need a Lot of Help…
Election Day 2020 (or Election Week as it seemed to be) has come and gone. No matter who is in the White House, one…
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4 Comments -
Who Would Be The Best President for Small Businesses?Nov 2, 2020
Who Would Be The Best President for Small Businesses?
America’s small businesses have been hit hard by the coronavirus pandemic, and hundreds of thousands of them continue…
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3 Comments -
Washington Must Stop Playing Politics with Small Business ReliefOct 26, 2020
Washington Must Stop Playing Politics with Small Business Relief
While Congress battles over the details of “PPP 2,” a second stimulus package to millions of struggling small business…
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1 Comment -
PPP Forgiveness and Future Stimulus for Small BusinessOct 10, 2020
PPP Forgiveness and Future Stimulus for Small Business
The SBA and the Treasury Department, have released a simplified loan forgiveness application for Paycheck Protection…
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1 Comment
Activity
25K followers
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Rohit Arora shared thisThis morning in New York, I met with H.E. Ahmed Al Sayegh, U.A.E. Minister of Health and Prevention, and H.E. Saeed AlHajeri, Minister of State and Chairman of Emirates Drug Establishment (EDE). We had a productive discussion on three fronts: ↗️ How the UAE can keep strengthening its healthcare system 🤝 How our Biz2X platform and technology could help expand healthcare financing, which is urgently needed there 💵 How to build a mechanism for government receivables in the healthcare sector Healthcare providers can't deliver care if they're short on working capital. Solving that is an infrastructure problem as much as a financing problem, and it's one we know well. I'm grateful to the Ministers for their time and candor, and I look forward to continuing the conversation. Thanks to the US-UAE Business Council for bringing us together. cc: Danny Sebright. #HealthcareFinance #UAE #Fintech #EmbeddedFinance #Biz2X
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Rohit Arora shared thisGreat to host Monika Mantilla and Jay Garcia from Altura Capital at the Biz2Credit | Biz2X offices here in NY. This UNGA week is a nice reminder of the importance of connection as we get to visit with partners, new and established, from across the country and around the world and discuss what's going on globally, how it's impacting businesses, and our shared visions for SMB growth and success. Thanks to our partners Miami-Dade Beacon Council for bringing us together (shout out, Juan Carlos Liscano)!
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Rohit Arora shared thisProductive breakfast with Miami Mayor Eileen Higgins this morning, during a busy UNGA week. As always, our conversation turned to the current geopolitical climate and Miami's continued commitment to economic development that supports small business growth. We also discussed how the Biz2X platform can help Miami's small businesses stay competitive and resilient in the face of three dynamics we're all watching: 1️⃣ rising interest rates 2️⃣ higher inflation 3️⃣ immigration-related pressures I look forward to carrying this thread into conversations with our partners at the Miami-Dade Beacon Council later this week. What's on your mind this #UNGA week? 👇
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Rohit Arora shared thisAs we head toward the midterms, three things are shaping how I think about the months ahead 👀 ❗ Geopolitical tension in the Middle East ❗ The pace and sustainability of AI spending ❗ Early signs of softening in the job market Each of these carries real weight for where the broader economy, and small business lending, could head next. We're still early, but these are the threads worth watching closely. What signals are you watching? Sound off in comments👇
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Rohit Arora shared thisFilming this made me realize how much noise there is around "inflation" as a catch-all — the real signals are much more specific (diesel, capex, bond yields). These are all signals I am closely monitoring as I lead Biz2Credit and Biz2X. Would love to hear how others in my network are adjusting their own outlook--drop your thoughts in the comments 👇Rohit Arora shared thisThe Fed just raised interest rates for the first time since 2023. We sat down with Biz2Credit CEO Rohit Arora to break down what he believes is really driving it — and it's not the usual inflation story. His 3 reasons: 1️⃣ Diesel prices, not gas — freight and shipping costs are quietly doing more damage than what you see at the pump 2️⃣ Record AI spending — the capex boom is putting pressure on demand, labor, and energy all at once 3️⃣ The 10-Year Treasury breaching 5% — bond markets are pricing in rates staying higher for longer Which of these do you think matters most? Watch the full breakdown. #FederalReserve #InterestRates #SmallBusiness #Economy #BreakingNews
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Rohit Arora shared thisI was fortunate to watch this year's Women's Finals at the U.S. Open and witness the new world ranked no. 1 women's player, Elena Rybakina, take the stage as champion. It was powerful to note how much practicing tennis and entrepreneurship have in common with each other as both need resilience and perseverance to grow and succeed. As we continue to face into a tougher and uncertain macro economic environment it will become imperative for businesses to plan ahead. Did you watch the tournament? What were your takeaways?
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Rohit Arora shared thisReal progress for small businesses never came from stacking more technology onto a broken process. It comes from rebuilding the process itself, so it works better for the lender making the decision and the business waiting on it. I have spent close to two decades on the same problem: the roughly $5 trillion in small business credit that never reaches the businesses that need it. Global Fintech Fest is the one week a year I get to pressure-test that thinking against regulators, bankers, and builders from around the world. This week, my Biz2X team in India is at Global Fintech Fest 2026 carrying that conversation forward, showing what agentic AI actually looks like inside a bank's lending stack AI that doesn't just flag a decision, it acts on one inside the guardrails lenders already trust. If you are at Jio World Centre, go find the Biz2X team at Booth X2. Tell them I sent you.
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Rohit Arora posted thisI recently sat down with Simi Arora on the True Power podcast to discuss a major flaw in how traditional financial institutions evaluate small business credit. Credit isn't just a transaction—it’s a business’s daily lifeline. Unlike consumers who secure a loan once, small businesses require continuous access to debt capital to maintain operational momentum. Yet traditional lenders still judge an entrepreneur’s future through a 2-year-old rearview mirror: • 𝗟𝗮𝗴𝗴𝗶𝗻𝗴 𝗧𝗮𝘅 𝗗𝗮𝘁𝗮: Most business owners file taxes 6 to 9 months after their fiscal year ends, forcing lenders to evaluate outdated records. • 𝗦𝘁𝗮𝘁𝗶𝗰 𝗖𝗿𝗲𝗱𝗶𝘁 𝗦𝗰𝗼𝗿𝗲𝘀: Traditional metrics ignore real-time cash flow, which is actually the single most predictive indicator of financial health. • 𝗢𝘂𝘁𝗱𝗮𝘁𝗲𝗱 𝗨𝗻𝗱𝗲𝗿𝘄𝗿𝗶𝘁𝗶𝗻𝗴: Manual reviews create bureaucratic delays, whereas analyzing direct bank feeds via machine learning delivers instant visibility. When lenders rely on dated tax forms, they miss the true health of a company. Real-time cash flow underwriting is how we modernize risk assessment and unlock capital for the founders driving our economy. Check out the full episode link in the comments below! 👇
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Rohit Arora shared thisMaking CNBC’s World’s Top Fintech list 4 years in a row is a massive achievement. Proud of the Biz2Credit team for their relentless work to support small business owners every single day. Huge thank you to our team, our partners, and the incredible business owners who make this possible. https://lnkd.in/eTVKQc3URohit Arora shared this🎉 We are honored to announce that CNBC has named Biz2Credit one of the World's Top Fintech Companies, for the fourth consecutive year! 🏆 This recognition celebrates our drive to empower thousands of small businesses with the innovative financing solutions they need to grow, thrive, and reach their full potential. Thank you to our incredible team, partners, and business owners who make this possible. 🙌 Check out the full list of winners: https://lnkd.in/eWsGbNhD #Biz2Credit #Fintech #SmallBusiness
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Rohit Arora liked thisThis morning in New York, I met with H.E. Ahmed Al Sayegh, U.A.E. Minister of Health and Prevention, and H.E. Saeed AlHajeri, Minister of State and Chairman of Emirates Drug Establishment (EDE). We had a productive discussion on three fronts: ↗️ How the UAE can keep strengthening its healthcare system 🤝 How our Biz2X platform and technology could help expand healthcare financing, which is urgently needed there 💵 How to build a mechanism for government receivables in the healthcare sector Healthcare providers can't deliver care if they're short on working capital. Solving that is an infrastructure problem as much as a financing problem, and it's one we know well. I'm grateful to the Ministers for their time and candor, and I look forward to continuing the conversation. Thanks to the US-UAE Business Council for bringing us together. cc: Danny Sebright. #HealthcareFinance #UAE #Fintech #EmbeddedFinance #Biz2X
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Rohit Arora liked thisRohit Arora liked thisWe're live at Florida Association of Government Guaranteed Lenders Conference 2026! Our business team Spencer Bowers and Matthew Sorkin are on-site to show you how Biz2X AI can speed up your entire underwriting process and help you mitigate risks. 📍 JW Marriott Grande Lakes, Orlando | September 23-25 🤝 Booth 10 Stop by and see why lenders are choosing #Biz2X as their lending platform to eliminate friction in lending workflows. We'll see you there! 👋 #FLAGGL #SBA #SBA7a #SMBLending #SBALending
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Rohit Arora liked thisGreat to host Monika Mantilla and Jay Garcia from Altura Capital at the Biz2Credit | Biz2X offices here in NY. This UNGA week is a nice reminder of the importance of connection as we get to visit with partners, new and established, from across the country and around the world and discuss what's going on globally, how it's impacting businesses, and our shared visions for SMB growth and success. Thanks to our partners Miami-Dade Beacon Council for bringing us together (shout out, Juan Carlos Liscano)!
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Rohit Arora liked thisRohit Arora liked thisProud Moment! Vibhor Mundhada, Chief Executive Officer at NEOPAY, has been recognised as 'Payments CEO of the Year' at the MEA Finance Leaders in Payments Awards 2026. Maintaining his place as the winner of this award following another year keeping the business he heads at lead in payments, Vibhor fully deserves this recognition.🏆 #MEAFinancePaymentsAwards2026 #MEAFinance #PaymentsAwards #Leadership #Innovation #Fintech #Payments #Excellence #FinancialServices #Recognition MEA Finance Magazine Nap Estampador Andrew Cover Natasha Cristi Joy Baldenero Kenneth Mitchen
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Rohit Arora liked thisRohit Arora liked thisEach September, as world leaders gather in New York City, the NYSE uniquely stands as the symbol of the strength and openness of the American economy and the freedoms that allow us to operate the greatest capital markets in the world. We opened this week of global consequence by welcoming the Honorable Marco Rubio, United States Secretary of State, to mark the start of the 81st Session of the United Nations General Assembly. Thank you, Secretary Rubio, for joining us and for representing the United States on the global stage this week. We're equally grateful to the NYSE Community leaders from our listed companies who joined in ringing in the celebration, standing alongside Secretary Rubio as a reminder that America's public companies and its diplomacy share the same stage. Moments like this remind us how closely our global economy, international diplomacy, and the freedoms we depend on are intertwined, and why NYSE is proud to sit at that intersection. U.S. Department of State
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Uche Aniche
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"Investible Emerging Fund Managers will look like Small Institutional Managers - not Startup Funds" - Abiola Adediran, MBA, FCA, FIMC, CMC, M.CIoD At #ASVLP2026 Emerging Fund Manager RoundTable. So much to unpack. cc: Varun Turlapati Maha M. Zachariah George Mope Abudu
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Nelito Systems Pvt. Ltd.
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India’s microfinance sector is playing a key role in driving financial inclusion and grassroots entrepreneurship. This blog covers the Top 10 Microfinance Companies in India that are creating real impact across communities. 🔗 Read more: https://lnkd.in/dVpnakck #Microfinance #FinancialInclusion #FinTech #India #NelitoSystems
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CRIF India High Mark released MicroLend, the quarterly microfinance lending insights with data as of December 2025. The key points: PORTFOLIO TRENDS • India’s microfinance industry is navigating a phase of cautious resilience, balancing portfolio consolidation with selective growth. As of Dec’25, aggregated portfolio outstanding stood at ₹320.9K Cr, contracting 7.2% QoQ and 18% YoY, alongside a pronounced drop in active loans of 9.1% QoQ and 23% YoY. CONTINUING SHIFTS IN MARKET SHARE • NBFC-MFIs continue to anchor the sector, holding 41.6% of the aggregated portfolio outstanding as of Dec’25. A transition is evident, with banks’ POS share declining from 32.7% in Dec’24 to 26.6% in Dec’25, while NBFC-MFIs, NBFCs, and SFBs expanded their presence. Banks also moderated disbursements, with originations value share falling from 36.7% in Q3 FY25 to 26% in Q3 FY26. ORIGINATIONS AND LOAN DYNAMICS • Originations value sustained recovery momentum, rising 9.2% QoQ to ₹61.7K Cr in Q3 FY26. Loan volumes grew 6.8% QoQ to 102.5 lakh, though still below Q3 FY25’s 112.8 lakh. On a YoY basis, Average Ticket Size rose 15.7% from ₹52.0K in Q3 FY25 to ₹60.2K in Q3 FY26, signaling consolidation toward higher-ticket loans and a more selective borrower base. DELINQUENCY TRENDS • Portfolio quality trends were encouraging across DPD buckets (PAR 1–30, 31–90, and 91-180), with PAR 1–30 declining from 1.8% to 1.0%, PAR 31–90 from 3.1% to 1.4%, and PAR 91–180 from 3.2% to 2.0% between Dec’24 and Dec’25. However, PAR 180+ (including write-offs) rose from 7.1% to 17.3% over the same period. ONGOING DELEVERAGING • Borrowers with up to three lender associations now account for ~94% of portfolio outstanding as of Dec’25, also reflecting the impact of guardrails. Within this cohort, those with two or fewer associations constitute ~80% of the portfolio, up from 70.2% as of Dec’24 https://lnkd.in/djvV4vYK
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IIMA Ventures
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Our portfolio Roopya supported under the Bharat Inclusion Initiative at IIMA Ventures, has raised a ₹4 crore seed round. Founded by Sudipta K Ghosh and Raman Vig, Roopya’s loan origination system digitises the entire lending lifecycle, enabling financial institutions to streamline operations and scale lending more efficiently. Roopya’s integrated approach has the potential to make lending more accessible and affordable across India. We are proud to have supported Roopya early in their journey. We look forward to seeing the founders continue building and strengthening India’s credit ecosystem. #IIMAVentures #ConsequentialCompanies #FinancialInclusion #Fintech #Investment #Startups Vipul Patel | Sandeep Koujalgi | Dheeraj Bhojwani | Disha Pandit | Pratik Yagnik | Adhwant Mishra
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SPO INDIA
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RBI’s Rabi Sankar Urges Banks to Reinvent for FinTech Era Reserve Bank of India (RBI) Deputy Governor T. Rabi Sankar has laid out a clear roadmap for traditional banks aiming to stay relevant in the age of agile FinTech competition. While balance-sheet size once defined banking strength, he argues, the new battleground is data capability, technology agility and ecosystem collaboration. ETBFSI.com+2The Economic Times+2 #RBIRabiSankar #BankingTransformation #FinTechEra #DigitalBanking #FinancialInnovation #BankReinvention #FutureOfBanking #TechInFinance #BankingEvolution #FinancialServices https://lnkd.in/dWvNwRS5
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Anup Jain
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𝐈𝐟 𝐕𝐞𝐧𝐭𝐮𝐫𝐞 𝐜𝐚𝐩𝐢𝐭𝐚𝐥 𝐫𝐞𝐭𝐮𝐫𝐧𝐬 𝐚𝐫𝐞 𝐝𝐫𝐢𝐯𝐞𝐧 𝐛𝐲 𝐨𝐮𝐭𝐥𝐢𝐞𝐫𝐬, 𝐜𝐚𝐧 𝐢𝐭 𝐛𝐞 𝐚 𝐦𝐞𝐚𝐧-𝐫𝐞𝐯𝐞𝐫𝐬𝐢𝐨𝐧 𝐚𝐬𝐬𝐞𝐭 𝐜𝐥𝐚𝐬𝐬? Some of you especially those who are studying to enter #venturecapital and seeking VC career transitions, industry new hires, ecosystem players and certainly those in #Family Offices, may be interested in this 4 part series we are launching tomorrow on BlueGreen Ventures Stay tuned and please feel free to share with others so they can benefit as well. #VentureCapital #PrivateMarkets #EmergingManagers #InstitutionalInvesting #Alpha https://lnkd.in/gFnPuYFZ
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Brainy
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Breaking News: FAAD Capital Co-Founders Launch INR 180 Cr Deeptech Fund Summary: FAAD Capital co-founders Brij Singh and Dr. Dinesh Singh have launched Byt Capital, a new venture firm with an INR 180 Cr ($21.5M) maiden fund. The focus is exclusively on pre-seed and seed deeptech startups across AI, space tech, and semiconductors. Why it matters: This launch signals a maturation of India's VC ecosystem from generalist investing to hyper-specialization. As capital flows freely into broad tech, VCs like Byt are carving out a high-risk/high-reward niche, capitalizing on the high entry barriers and longer gestation periods of deeptech. Takeaway: - Generalist VCs are struggling to maintain returns; specialization is becoming the new moat. - Deeptech's long-term returns are attracting experienced founders moving beyond generic funds. Industries affected: Deeptech, AI/ML, SpaceTech - Crunch Insight
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