SMALL BUSINESS RESOURCES We’re here for our small business clients

Bank of America knows that as a business owner, you are busy managing your priorities given this difficult time, including your financial well-being. We stand ready to support you with the services, solutions, and resources you need to manage your business.

For those clients facing financial hardship, additional assistance is available through our Client Assistance Program. A fast and easy way to submit a payment deferral request is to sign in online or by using Erica®1, our virtual financial assistant in our Mobile Banking app2. We’ll get started on your request right away and get back to you soon.

Request payment deferral
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Available whenever and wherever you are

Our secure Mobile Banking app and Online Banking will allow you to bank anytime from virtually anywhere. When you’re in the Mobile Banking app, Erica®, your virtual financial assistant is always there to help and you can use the “CALL NOW” feature for faster service.

Leverage Business Advantage 3603 our innovative dashboard with graphs, insights and projections to help you manage your cash flow. You can also connect to apps like QuickBooks® Online, ADP® Payroll and Google Analytics for a complete view of your finances.

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Connect with a specialist

Our Financial Center and ATM Locator will let you check the operating hours of nearby financial centers, and you can schedule an appointment to connect with one of our specialists at your convenience or contact us at 1.888.BUSINESS.

For faster service use the “CALL NOW” feature in our mobile app.

For assistance with a Business Advantage Term Loan, or Auto Loan, call us at 1.855.843.7414.

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Small Business Community

Visit our Business Advantage Small Business Community4 for regularly updated ideas, solutions, peer and expert advice, insider tips, and industry knowledge to help manage your business during this challenging time.

Explore now
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Convenient banking solutions

We provide banking solutions to help you manage your finances wherever most convenient for you. You can deposit checks without visiting a financial center through Mobile Check Deposit5 and Remote Deposit Online6. And you can use  Zelle®7, a fast, safe and easy way for your business to send, request and receive money. Explore additional features, how-to videos, and more about Mobile and Online Banking.

Not enrolled? Get started now.

Additional resources available

Small Bussiness Administration
Access capital

As you face ongoing challenges, the Small Business Administration offers disaster relief funding and other benefits.

Contact the SBA
Resource Site
Our Resource Site

Stay connected with information about how we continue to operate safely and effectively and assist all our clients and teammates.

Learn more

Bank of America and the Bank of America logo are registered trademarks of the Bank of America Corporation.

 

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ERICA: The mobile feature, ERICA, is only available in the English language. The feature requires that you download the latest version of the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.
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Mobile Banking: Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.
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Business Advantage 360: You must be enrolled in Online Banking or Mobile Banking to use the Business Advantage 360 tool and have an eligible Bank of America® small business deposit account. Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply. Bank of America and/or its affiliates or service providers may receive compensation from third parties for clients’ use of their services.

When you use Business Advantage 360 to access services or information from third parties (“Third-Party Account Information”), you will be subject to any terms and conditions established by those third parties, in addition to Business Advantage 360 Terms and Conditions.

Bank of America, N.A. provides access to third-party websites and Third-Party Account Information only as a convenience, and is not responsible for, does not guarantee or endorse the services offered, and does not monitor or review such information for accuracy, completeness or otherwise. Information displayed through Business Advantage 360 may be more up-to-date when obtained directly from relevant third-party web sites. Neither Bank of America, its affiliates, nor their employees provide legal, accounting and tax advice.

ADP, the ADP logo, Run Powered by ADP and Always Designing for People are trademarks of ADP, LLC and its affiliates, used under license.

QuickBooks is a trademark of Intuit, Inc. used under license.

Google, Google Analytics, Google G Suite and their respective logos are trademarks of Google, LLC, used under license.

All other marks belong to their respective owners. Bank of America does not deliver and is not responsible for the products, services or performance of ADP, LLC, Intuit Inc., or Google, LLC. Third party website providers are solely responsible for their website content, information collection and use, sharing practices and level of security. Bank of America does not require you to obtain any service or product from a third-party website provider, and you doing so has no bearing on the availability or terms of any product or service offered by Bank of America.

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Business Advantage Small Business Community: Bank of America is not responsible for user posts and other user content appearing on this website and does not endorse or guarantee the perspectives, the advice, the users, the businesses, or the products or services sold by any users or businesses that appear on this website.
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Mobile Check Deposit: Mobile Check Deposits are subject to verification and not available for immediate withdrawal. In the Mobile Banking app, select Help & Support, then Mobile Check Deposit for details, including funds availability, deposit limits, proper disposal of checks, restrictions and terms and conditions. Requires at least a 2-megapixel camera. Data connection required. Wireless carrier fees may apply.
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Remote Deposit Online: Remote Deposit Online is subject to approval and availability in your area. A monthly service fee of $15 will be assessed for this service. You must be enrolled in Online Banking to use the Remote Deposit Online service and have an open Bank of America small business deposit account to apply and be approved for enrollment in Remote Deposit Online, and fees will be billed to that account.  In addition to monthly service fees, other bank fees associated with your checking account and/or for additional services may apply.  See the Business Schedule of Fees available at bankofamerica.com/businessfeesataglance for details.  Please also refer to the Deposit Agreement and Disclosures brochure for additional information.

Remote Deposit Online requires a two-year contractual agreement with a $250 early termination fee if canceled after initial 30-day trial or prior to expiration of the two-year agreement period.

Internet access may be required.  Internet service provider fees may apply.

You may only transmit checks using the service from a Bank-approved capture device that is located within the United States.

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Zelle: To send to or receive money with a small business, a consumer must be enrolled with Zelle with a linked domestic deposit account at a U.S. financial institution that offers Zelle. Small businesses are not able to enroll in the Zelle app with a debit card, and cannot send or receive payments from consumers enrolled in the Zelle app using a debit card.

Zelle should only be used to send money to friends, family or others you trust.

We recommend that you do not use Zelle to send money to those you do not know. Transfers require enrollment in the service and must be made from an eligible Bank of America consumer or business deposit account to a domestic bank account or consumer debit card. Recipients have 14 days to enroll to receive money or the transfer will be canceled. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. We will send you an email alert with transaction details after you send money using Zelle. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for further details. Payment requests to others not already enrolled in Zelle must be sent to an email address. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle offers a protection program for any authorized payments made with Zelle.

To receive money from a small business, a vendor must be enrolled with Zelle with a linked domestic deposit account at a U.S. financial institution that offers Zelle.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.